This isn’t about subsistence farmers but urban populations.
For example, in medieval European cities, poor people didn’t have space for kitchens in their home, so they went outside to get hot food. The main options where buying prepared street food or buying raw ingredients and having a someone bake them into a pie for you.

Quite the opposite, in the perfect taxi there is nothing to insult but the passenger.

At current 20y US Treasury rates, that wouldn’t even cover the interest, growing the principle by tens of billions.

In a random day the former is true and the later is false. I wouldn’t give a free sandwich to a lying customer either.